Terms &
Conditions

1. Scheme Enrollment

Customers can enroll in the Gold Savings Scheme by providing valid identity and contact details. Enrollment is subject to verification and approval by Krishna Jewellery.

2. Monthly Installment

The customer shall pay a fixed monthly installment amount for the chosen scheme tenure. Payments must be made on or before the due date each month.

3. Scheme Tenure

The scheme shall be valid for a period of 12 months, unless otherwise specified by Krishna Jewellery.

4. Bonus Benefit

Upon successful completion of all monthly installments, Krishna Jewellery may contribute a bonus amount equivalent to one month's installment or as per the prevailing scheme offer.

5. Missed Installments

Customers who fail to pay installments regularly may forfeit eligibility for bonus benefits and promotional offers associated with the scheme.

6. Redemption of Scheme

The accumulated amount under the scheme can be redeemed only for the purchase of jewellery from Krishna Jewellery after completion of the scheme tenure.

7. No Cash Refund

The maturity value, bonus amount, or accumulated installments cannot be redeemed for cash. The amount can only be utilized for jewellery purchases.

8. Gold Rate Applicability

The prevailing gold rate on the date of jewellery purchase and billing shall be applicable. The scheme does not lock the gold rate at the time of enrollment or installment payment.

9. Transfer and Nomination

Scheme accounts are non-transferable. Nomination facilities may be provided upon request, subject to verification and applicable documentation.

10. Cancellation Policy

In case of voluntary withdrawal before scheme maturity, the customer may receive only the amount paid, without bonus benefits, subject to the company's cancellation policy.

11. Company Rights

Krishna Jewellery reserves the right to modify, suspend, or discontinue the scheme and amend these terms and conditions at any time without prior notice. Any disputes shall be subject to the jurisdiction of Udumalpet courts.